Professor Dr. Antony P. Mueller
-- Ubi dubium, ibi libertas --
segunda-feira, 3 de outubro de 2016
Crise da aposentaria?
Why There is No Retirement Crisis
Tom Sightings,U.S.News & World Report
Recent articles have brought scary headlines about how people have no savings and Americans are woefully unprepared for retirement. A survey from Go Banking Rates, for example, said that over half of Americans have less than $10,000 in savings, and a survey from the Insured Retirement Institute found that nearly half of baby boomers have no retirement savings at all.
You might find these reports alarming, especially when you consider the steep decline in private pensions. But don't panic just yet. While these numbers do and should cause some concern, they do not necessarily mean we are all headed for poverty in retirement. The reason? Retirement savings is not the same as retirement resources. Most of us have resources above and beyond what we have in our individual retirement account. Consider these so-called crises, and how they are mitigated by common sense.